2026 Supplemental Health Benefits
Effective January 1, 2026, Reliance Matrix will replace Cigna as AutoNation’s provider for Supplemental Health Benefits and Cancer insurance.
Supplemental Medical Accident Insurance and Supplemental Hospital Insurance rates will decrease in 2026, giving you valuable protection at a lower cost.
Effective January 1, 2026, several enhancements will be made to Critical Illness coverage:
- Breast cancer in situ will be covered at 100% of the benefit amount.
- Sudden cardiac arrest and transient ischemic attack (TIA) will be covered conditions.
- Autism spectrum disorder will be added as a covered childhood condition.
CANCER INSURANCE
AutoNation provides all Associates, your spouse/domestic partner, and your children (up to age 26) with Cancer Insurance paying you a cash benefit if diagnosed with cancer at no cost to you.
Effective January 1, 2026, we’re enhancing your Cancer Insurance to include Breast Cancer in Situ, which will pay 100% of the benefit, ensuring full protection for this diagnosis. This enhancement helps ensure you and your loved ones have comprehensive support when it matters most.
CRITCAL ILLNESS INSURANCE
You can elect Critical Illness Insurance, which pays you a cash benefit if you or another enrolled family member experiences a covered illness such as heart attack, cancer, stroke, or many other conditions. The new plan with Reliance Matrix includes new coverage for breast cancer in situ, sudden cardiac arrest, transient ischemic attack (TIA) and childhood conditions like autism.
Plus, the plan pays a $50 wellness benefit when you submit an approvable health screening, such as your MSRP Biometric Screening.
Covered Illnesses Include:
SUPPLEMENTAL MEDICAL ACCIDENT INSURANCE
With the new Reliance Matrix Supplemental Medical Accident Insurance plan, rates have decreased while coverage has increased for dislocations, fractures, and lacerations. This means more protection for you and your family at a lower cost.
When you’re injured in an accident, this coverage provides a cash benefit based on the type and severity of the injury, as well as the medical services required for treatment and recovery. The plan covers a wide range of injuries and accident-related expenses, and you can purchase coverage for yourself and your family.
Plus, the plan pays a $65 wellness benefit when you submit an approvable health screening, such as your MSRP Biometric Screening.
SUPPLEMENTAL HOSPITAL INSURANCE
With the new Reliance Matrix Supplemental Hospital Insurance plan, rates have been reduced while coverage has increased for hospital admissions, daily hospital stays, ICU stays, and newborn benefits. This means more protection for you and your family at a lower cost.
Supplemental Hospital Insurance pays a cash benefit if you are admitted to a hospital for care or childbirth. You receive a benefit as soon as you are admitted, with additional benefits based on the number of days you are confined. Benefits increase if you are admitted to an intensive care unit.
Plus, the plan pays a $50 wellness benefit when you submit an approvable health screening, such as your MSRP Biometric Screening.
Hospital Admission
$225 per day (maximum 15 days
per plan year)
Hospital Stay Daily Benefit
$1,100 per admission (maximum 1 admission per plan year)
ICU Stay Daily Benefit
$450 per day (maximum 15 days per plan year)
Watch this video to learn more about 2026 Supplemental Health Benefit enhancements with Reliance Matrix.
Consider enrolling in these benefits during Annual Enrollment Nov. 4 – 25, 2025 to protect yourself and your family from the unexpected.
Please note: These plans are not replacements for medical insurance.
