Company-Paid Basic Life Insurance and Accidental Death and Dismemberment (AD&D) Insurance

Life and AD&D insurance coverage provides important financial protection and security for you and your family, at no cost to you.
The Plan pays:
  • A benefit to your beneficiary if you die.
  • An additional benefit if your death results from an accident.
  • A benefit to you if you are paralyzed, lose limbs, or suffer total and permanent vision or hearing loss from an accident.
  • If you are totally disabled when your coverage ends, and you were totally disabled prior to age 60, coverage will be extended for 12 months from the date your coverage ends. Contact Securian at 866-293-6047 for details.

Visit The Benefit Connection to see your company-paid basic life coverage and AD&D coverage amount. These amounts can be seen during enrollment, or if you select “Your Current Coverage.”

Additional life insurance and Personal Accident Insurance Plan (PAIP) can be elected during enrollment for an additional cost.

Your company-paid coverage under Securian includes the following FREE services:

  • Grief counseling to help you and your dependents cope with major life events, including death, divorce, a child leaving home, pet loss, or a serious medical condition
  • A Funeral Planning Guide to help you organize and document important information and decisions for your family and beneficiaries

How to File a Claim

To file a claim for basic life and/or AD&D insurance benefits, you, your beneficiary, or authorized representative should contact The Benefit Connection at 877-550-BENE (2363) and ask to speak with a benefits representative.

Empathy: Bereavement Support for Beneficiaries

Empathy provides guidance and care for the administrative, emotional, legal, and financial challenges you face while navigating the loss of a loved one. AutoNation offers this program at no cost to you via your life insurance coverage with Securian Financial. 

You have access to the following services through Empathy:  

  • Dedicated Care Manager for 24/7 on-demand support and expert advice
  • Personalized care plan featuring a step-by-step checklist that’s tailored to your needs 
  • Probate and real estate settlement guidance to help navigate the legal process of probate and estate settlement 
  • Time-saving tools that simplify tasks like closing accounts, funeral planning, and more
  • Emotional and grief resources, including meditations and other tools to help process grief and bring healing


You’ll be invited to use Empathy during the claims process following your loss.

Three ways to access Empathy

For more information

This video describes the services available and how to take advantage of the Empathy program.